Responsibilities

The Credit Analyst I/Credit Analyst II is responsible for completing commercial credit analysis for small businesses to determine the degree of risk involved in extending credit or lending money to current and prospective borrowers. Responsible for completing underwriting documents to submit to loan committees and individuals for approval demonstrating independent judgment, appropriate recommendations, and risk ratings. Actively partner with internal and external Relationship Managers and Business Development Officers in the negotiation of loan terms and structure requirements.

Qualifications

Bachelor’s degree or equivalent combination of education and experience; formal credit training and minimum of one year of commercial credit analysis experience.

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